The Lakshmi Kubera mantra is a short bija-and-nama formula used in many Hindu households when devotees wish to place wealth and its guardianship under divine care. It joins the shakti of Goddess Lakshmi with the name of Kubera, the yaksha king traditionally described as the treasurer of the gods. The wording is compact, the practice is japa, and the classical frame is simple: recite with clean intention, correct sound, and a steady count.
This guide holds only what the title promises—the lyrics themselves, what each syllable is held to mean, the scriptural and cultural setting of the two deities, and a practical method of chanting. Where a house ritual is mentioned, it is named as tradition prescribes it, not as a promised result. For auspicious windows on any given day, the free daily panchang is the usual first check.
Lakshmi Kubera mantra lyrics in Sanskrit and transliteration
A widely circulated form of the mantra, used in home japa and in many priest-led sittings, runs as follows.
The same line is often written in plain Roman script as Om Shreem Hreem Kleem Shreem Lakshmi Kubera Namaha. There is no separate “English meaning-verse” that replaces the mantra; the power of the practice is treated as residing in the sound, the count, and the bhava of the reciter. A devotee who is unsure of pronunciation may sit with a priest or a recorded pace from a trusted source and match syllable to syllable before beginning a full mala.
Related longer compositions—Kanakadhara Stotram, Sri Sukta, and various Kubera ashtottara names—are sometimes recited in the same sitting, but they are not substitutes for this short formula. When the house performs a fire offering on the theme of dhana and lakshmi, the chant may be woven into the ahuti sequence of a Dhana Lakshmi Homa or a wider finance-and-wealth homa from the finance and wealth catalogue.
Syllable by syllable: what tradition assigns to each sound
Bija mantras are seed-syllables. Classical tantric and smarta handbooks do not treat them as ordinary dictionary words; each is held to carry a specific shakti. In the Lakshmi Kubera line the usual reading is:
- Om — the pranava, opening the recitation and steadying the breath.
- Shreem — the principal Lakshmi bija, linked with sri, abundance, and gracious order.
- Hreem — a shakti bija associated with purification, inner heat, and the removal of dullness.
- Kleem — a bija of attraction and cohesive pull, often paired with desire directed toward dharma rather than whim.
- Shreem Lakshmi Kubera Namaha — a second shreem followed by the names, closing in namaha, the gesture of offering and surrender.
Teachers differ on fine points of tantric assignment, but the household practice is consistent: pronounce each syllable fully, do not rush the namaha, and keep the mala moving at an even pace. Guidance on posture, breath, and common faults of japa is collected on the house page for how to chant a mantra correctly.
Lakshmi and Kubera in the classical frame
Goddess Lakshmi is the deity of sri—wealth in the wide sense that includes grain, cattle, good fortune, dignity, and the grace that lets a household hold what it receives. She is praised in the Sri Sukta of the Rigvedic khila hymns and in countless later stotras. Kubera (also Kuvera) appears in the epics and Puranas as the lord of yakshas, the guardian of hidden treasures, and the regent of the northern direction. In temple and domestic iconography he is often shown stout, bearing a money-pot or a mongoose that spills gems—signs of stored and circulating wealth.
Joining the two names in one mantra is a later, practical synthesis rather than a single Vedic richa. The logic devotees give is straightforward: Lakshmi is the source and grace of prosperity; Kubera is the treasurer and watchman. The japa asks that what is granted be also guarded, and that obstacles to rightful livelihood be eased. It does not replace honest work, debt discipline, or the larger karma of a chart; tradition places it beside those duties, not above them.
Where a birth chart shows pressure on the second, eleventh, or dhana-related houses, or a difficult Shukra or Kubera-linked yoga, families sometimes add graha shanti or a dedicated wealth homa. A free look at planetary periods is available through the Vimshottari dasha calculator; for a full reading, a live session can be taken through the consultation desk.
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The Lakshmi Kubera Line
Wording, syllables, and the count tradition keeps
- 108one mala, standard unit
- FRIDAYcommon weekly anchor
- 21 OR 40days of a vow
The received wording
- ॐ श्रीं ह्रीं क्लीं श्रीं लक्ष्मी कुबेर नमः
- Om Shreem Hreem Kleem Shreem Lakshmi Kubera Namaha
- no English verse replaces the mantra
- transliteration is an aid to pronunciation only
Syllable by syllable
- Om — pranava, steadies the breath
- Shreem — principal Lakshmi bija, abundance
- Hreem — purification, removal of dullness
- Kleem — attraction and cohesive pull
- Namaha — offering and surrender
Two deities, one formula
Lakshmi
- deity of sri, wealth in the wide sense
- grain, cattle, fortune, dignity
- praised in the Sri Sukta
- the source and grace of prosperity
Kubera
- yaksha king, treasurer of the gods
- guardian of hidden treasures
- regent of the northern direction
- the treasurer and watchman
Japa is household recitation with a mala; a homa is a priest-led fire offering
Same seat, same mala, for the length of a vrata
sound · sankalpa · regularity
ASTROBHAVA.COMVedic rituals, never a group ceremony, telecast live
How to chant the Lakshmi Kubera mantra
The method used in most grihastha practice is quiet japa with a mala of 108 beads, usually rudraksha or tulasi, counted once per full repetition of the line.
- Place. Sit facing east or north in a clean corner. A small lamp, a picture or murti of Lakshmi, and, if the family keeps one, an image of Kubera are enough. No elaborate altar is required for daily japa.
- Time. Brahma muhurta and the hours after snana in the morning are preferred. Friday (Shukravara), associated with Shukra and Lakshmi, is a common weekly anchor. Check Rahu Kalam and the day’s tithi on the panchang if you wish to avoid inauspicious stretches.
- Count. One mala (108) is the standard minimum unit. Some vow 3, 5, or 11 malas for a fixed number of days (often 21 or 40). Do not invent a larger number you cannot sustain.
- Sound. Chant aloud at first so the tongue learns the shape; later, upamsu (whispered) or manasika (mental) japa is acceptable once the line is secure.
- Intention. State a clear, lawful sankalpa before the first bead—livelihood, debt clarity, household stability—then release the mind into the sound. Do not bargain with the deity mid-mala.
Advanced aids used by long-time practitioners include a short silent sit before the first Om, matching one full breath to one full line, and a brief visualisation of golden light at the heart—never as a substitute for correct sound. A written journal of dates and mala counts is useful for completing a vowed period; it is not a scorecard of “results.”
When families turn to related rites
Mantra japa is the daily thread. On festival days—Diwali, Varalakshmi Vratam, Fridays of Shravana and Margashirsha—or when a major financial undertaking is begun, some households request a priest-led Lakshmi or dhana-themed homa. At AstroBhava such rites are performed by named priests at the Yagna Ashram in Pollachi, Coimbatore District, and telecast live to the sankalpa-holder. Yantra Pujas are performed in our consecrated sanctum. The catalogue groups these under finance and wealth; Dhana Lakshmi, Kanakadhara, and allied forms are the usual choices when the sankalpa is prosperity held under Lakshmi’s grace.
If the question is which rite fits a given chart or life stage, the free guidance desk Ask Nirnaya is the proper starting point. The mantra page itself stays with the lyrics and the method; the homa is a separate, fuller offering when the family decides the occasion calls for fire and priestly path.
Common mistakes to avoid
Three errors appear again and again in casual practice. First, racing the mala so that “Shreem” and “Hreem” collapse into a blur—each bija needs its own mouth-shape. Second, treating the English transliteration as a translation to be improved upon; do not rewrite the mantra into a prose prayer and call it the same japa. Third, mixing the Lakshmi Kubera line with unrelated bijas in the same breath without a teacher’s sequence; stick to the received wording for the length of the vrata.
It is also unnecessary to know classical Sanskrit grammar to recite. Devotion, clean pronunciation, and regularity matter more than scholarly parsing. Those who want the wider landscape of mantra theory can browse the house mantra guides after the daily count is stable.
Questions devotees ask
Padmavathi Narasimhan writes on daily devotional practice — what is kept at home, how it is kept, and why.
