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Home › Mantras › Rinamochana Ganapathi Mantra
Ganapathi Rinamochana Ganapathi Mantra: white four-armed Rinamochana Ganapathi in red with rose apple, noose, goad and tusk
Rinamochana Ganapathi, as worshipped in our consecrated sanctum
Mantra · Specifically for release from debt.

Rinamochana Ganapathi Mantra

ॐ गणेश ऋणं छिन्धि वरेण्यं हुं नमः फट्

In Devanagari, Tamil, Telugu, Kannada, Malayalam and English — with the meaning of every word, and the one syllable most people pronounce wrongly.

Who Rinamochana Ganapathi is

Rinamochana Ganapathi is the form of Ganesha addressed as the releaser from ṛṇa, and one of the thirty-two forms whose meditation verses are gathered in the nineteenth-century Sritattvanidhi. The Sanskrit term ṛṇa names not only monetary debt but every unsettled obligation—ancestral, ritual, or karmic—that continues to bind the jīva. His name is a compound of ṛṇa and mocana, the act of setting free. His dhyāna verse pictures him crystal-white and clothed in red, holding the noose, the goad, his own tusk and a rose-apple.

The Severing of Ṛṇa

The mantra chanted for this form comes from the Ṛṇahartṛ Gaṇeśa Stotra, the hymn to Ganesha as the remover of debt: oṃ gaṇeśa ṛṇaṃ chindhi vareṇyaṃ huṃ namaḥ phaṭ. It calls him by name, gaṇeśa, and makes one plain request, ṛṇaṃ chindhi, cut through the debt. Vareṇya, the excellent one worthy to be chosen, honours him, and the syllables huṃ and phaṭ close the mantra with namaḥ, salutation, between them. The meditation verse for Rinamochana among the thirty-two forms is brief. Crystal-white and wearing red, he holds the noose and the goad, his tusk and the rose-apple, and the verse asks that he be a source of joy. It gives him no special gesture. What sets the form apart is the name itself, and the request of the mantra that the bond of what is owed be cut.

The mantra, in six scripts

The seed mantra, and the form most devotees chant daily. No initiation is required — it is open to anyone, including a parent chanting for a child.

DevanagariSanskrit & Hindiॐ गणेश ऋणं छिन्धि वरेण्यं हुं नमः फट्
Tamilௐ கணேஶ ருணம் சிந்தி வரேண்யம் ஹும் நமஃ பட்
Teluguఓం గణేశ ఋణం ఛిన్ధి వరేణ్యం హుం నమః ఫట్
Kannadaಓಂ ಗಣೇಶ ಋಣಂ ಛಿನ್ಧಿ ವರೇಣ್ಯಂ ಹುಂ ನಮಃ ಫಟ್
Malayalamഓം ഗണേശ ഋണം ഛിന്ധി വരേണ്യം ഹും നമഃ ഫട്
EnglishRoman transliterationoṃ gaṇeśa ṛṇaṃ chindhi vareṇyaṃ huṃ namaḥ phaṭ
“Om, O Ganesha, excellent one, cut through the debt; huṃ, salutation, phaṭ.”
ॐ
oṃ — the sacred syllable
गणेश
gaṇeśa — O Ganesha
ऋणं
ṛṇaṃ — debt
छिन्धि
chindhi — cut away
वरेण्यं
vareṇyaṃ — excellent, worthy to be chosen
हुं
huṃ — protective seed syllable
नमः
namaḥ — salutation
फट्
phaṭ — the syllable that cuts through

More Rinamochana Ganapathi mantras

Rinamochana Ganapathi Dhyana Shloka

The verse recited to picture the deity before japa.

DevanagariSanskrit & Hindiपाशाङ्कुशौ दन्तजम्बु दधानः स्फाटिकप्रभः । रक्तांशुको गणपतिर्मुदे स्यादृणमोचकः ॥
Tamilபாஶாங்குஶௌ தந்தஜம்பு ததாநஃ ஸ்பாடிகப்ரபஃ । ரக்தாம்ஶுகோ கணபதிர்முதே ஸ்யாத்ருணமோசகஃ ॥
Teluguపాశాఙ్కుశౌ దన్తజమ్బు దధానః స్ఫాటికప్రభః । రక్తాంశుకో గణపతిర్ముదే స్యాదృణమోచకః ॥
Kannadaಪಾಶಾಙ್ಕುಶೌ ದನ್ತಜಮ್ಬು ದಧಾನಃ ಸ್ಫಾಟಿಕಪ್ರಭಃ । ರಕ್ತಾಂಶುಕೋ ಗಣಪತಿರ್ಮುದೇ ಸ್ಯಾದೃಣಮೋಚಕಃ ॥
Malayalamപാശാങ്കുശൌ ദന്തജമ്ബു ദധാനഃ സ്ഫാടികപ്രഭഃ । രക്താംശുകോ ഗണപതിര്മുദേ സ്യാദൃണമോചകഃ ॥
EnglishRoman transliterationpāśāṅkuśau dantajambu dadhānaḥ sphāṭikaprabhaḥ | raktāṃśuko gaṇapatirmude syādṛṇamocakaḥ ||
“Holding the noose and goad, his tusk and a rose-apple, bright as crystal and clad in red: may Gaṇapati, the releaser from debt, be for our joy.”
पाशाङ्कुशौ
pāśāṅkuśau — the noose and the goad
दन्तजम्बु
dantajambu — the tusk and a rose-apple (jambu)
दधानः
dadhānaḥ — holding
स्फाटिकप्रभः
sphāṭikaprabhaḥ — bright as crystal
रक्तांशुको
raktāṃśuko — clad in red
गणपतिर्
gaṇapatir — Gaṇapati
मुदे
mude — for joy
स्याद्
syād — may he be
ऋणमोचकः
ṛṇamocakaḥ — the releaser from debt (Ṛṇamocaka)

Source: Dhyāna śloka of this form in the Śrītattvanidhi's thirty-two Gaṇapati forms (no. 25 in the Stotranidhi list). Stotranidhi and Drik Panchang agree letter for letter. The verse names the form Ṛṇamocaka (same meaning as Ṛṇamocana).

The syllable people get wrong

The word ṛṇaṃ begins with the vocalic ṛ, a vowel in its own right, not the consonant r followed by i. Speakers commonly say “rinam”, adding a vowel the word does not have, and the same slip produces the spelling “rina”. Equally common is the reduction of the retroflex ṇ to a plain dental n; the tongue tip should curl back for ṇ so that the word for debt is heard clearly.

When Rinamochana Ganapathi is chanted

Weekday. Tuesday

Questions

Ṛṇa denotes debt and, in wider use, every form of unsettled obligation, material or subtle, while mocana is the act of unbinding. The compound therefore names Ganesha as the one who releases from that bondage.
His dhyāna verse among the thirty-two forms describes him as crystal-white and dressed in red, holding the noose, the goad, his tusk and a rose-apple. The noose, goad and tusk are carried by many forms of Ganesha, and the verse gives him no special gesture.
The Purāṇic usage is wider: ancestral offerings left undone, vows unfulfilled, and the subtle residues of prior actions are all gathered under the single term ṛṇa that this Ganapati is said to loosen.
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